Travel tip #2 is one of the most important – insurance! Did you know you need insurance when you travel?
We highly recommend getting travel and health insurance to help protect you on your trip. It is not required but it helps bring piece of mind knowing that you are protected.
Travel Insurance
Travel insurance helps with situations in which you might encounter on your trip such as accidents, illness, flight cancelations, theft, missing luggage, emergency evacuations or you have to cancel your trip completely. The amount of coverage varies on the package you choose. Research each plan accordingly and choose the coverage that best meets your needs. One of the Navajo Traveling Sisters was traveling to Portland when the airline lost her luggage. They had no time frame as to when the luggage would be returned but thankfully she had travel insurance. She was able to purchase travel necessities and clothing to help cover what was lost.
Recommended travel insurance providers:
- World Nomads – they provide travel insurance for solo travelers and families. They allow you to extend your insurance should you choose to stay longer.
- Allianz Global Assistance – the largest provider of travel insurance and because of that they can provide insurance at a lower cost.
Travel Health Insurance
Travel health insurance is HIGHLY recommended. Please check with your medical insurance provider to see if they cover you while you are on travel – most of them do cover when traveling domestically but very few cover you when you are traveling abroad. Do your research to see what travel insurance best fits your needs. Travel health insurance will help with the reimbursement of unexpected medical costs, unexpected dental costs, emergency travel insurance and emergency evacuation.
Travelers might find themselves in situations that might have them visiting the emergency room. Travel insurance helps to cover costs such as deductibles or overnight stays. Please research the insurance policy’s, most often you will be paying for upfront costs but will be reimbursed upon returning. In addition, most travel insurance helps to cover the cost of emergency dental care.
In an event in which you might need emergency medical evacuation services, travel health insurance will help with the coordination and payment of services.
Recommended travel health insurance providers:
- Blue Cross Blue Shield – offers comprehensive international health insurance for the solo traveler to families.
- United Health Care – offers “Safe Trip” travel protection through United Health.
- HTH Travel Insurance – offers a variety of price levels to choose from.
We wish you safe and security as you travel!
Navajo Traveling Sisters 